How much can you save with HSA/FSA?
$132 SAVINGS
Use your pretax dollars to get the $330
Adult Popcorn Blanket for as low as $198.
ALL our blankets are eligible for health benefit savings.
AU Baby has partnered with Flex to allow qualified customers to use their Health Savings Account (HSA) or Flexible Spending Account (FSA). This means you may be able to use your HSA or FSA debit card to buy any AU Baby blanket with pre-tax dollars, resulting in net savings of 30-40%.
What is a qualified customer? The IRS oversees HSA and FSA eligibility and dictates that a customer must have a medical condition or disease that they are seeking to treat or manage with AU Baby blankets. Customers must have documentation that confirms their eligibility, also called a Letter of Medical Necessity. Not to worry, we’ve partnered with Flex to make this a quick and easy process for you!
How do I use my HSA/FSA to pay for AU Baby? At checkout, select Flex | Pay with HSA/FSA as your payment option. You will be prompted to complete a brief Telehealth consult to confirm your eligibility to pay with HSA/FSA. From there, enter your HSA or FSA debit card details and complete your checkout as usual.
Within 24 hours of your purchase, Flex will email you both a Letter of Medical Necessity as well as an itemized receipt. Keep these documents for your records should your HSA/FSA provider or the IRS require additional documentation.
How to use your HSA/FSA debit card?
Step 1
Add one of our blankets to your cart and proceed to checkout.
Step 2
Select Flex as your payment option.
Step 3
Enter card details and check out.
Make sure to use your FSA funds
Some FSA plans allow you to use your balance before they expire, here are some important dates:
Most FSAs expire at the end of calendar year.
Some FSA plans allow you to use your balance up until March 15 before they expire.
FAQs
An FSA (Flexible Spending Account) and an HSA (Health Savings Account) are tax-advantaged accounts for medical expenses but differ in key aspects. FSAs, employer-sponsored, allow employees to use pre-tax dollars for medical expenses such as prescriptions and copays, but typically feature a "use-it-or-lose-it" policy where funds must be used within the plan year. HSAs are available to those with a high-deductible health plan and offer more flexibility, allowing funds to roll over annually.
A Letter of Medical Necessity (LOMN) is a document written by a healthcare provider that explains why a specific medical service, treatment, or equipment is necessary for a patient's health. Cradlewise falls under the "Always Eligible" category, which means a Letter of Medical Necessity is not required for reimbursement.
Existing customers may be able to submit their AU Baby receipt for reimbursement, depending on the exact terms of their FSA plan. HSA account holders should be able to submit for reimbursement for past purchases. New customers can use the “Flex” option at checkout to pay with FSA/HSA funds directly. If you encounter any issues with reimbursement, please contact our support team at info@aubabyshop.com.
Baby blankets are covered for the below skin conditions:
Psoriasis
Contact Dermatitis
Rosacea
Seborrheic Dermatitis
Atopic Dermatitis
Neurodermatitis
Adult blankets are covered for all the above skin conditions as well as these common sleep issues:TBD
Only the Cradlewise Smart Crib is eligible for HSA/FSA; all other items (accessories and CradlewiseProtect) are not eligible.
Currently, split card payments are not supported. If your HSA/FSA card doesn’t have enough balance to cover the full purchase, you can use a regular credit or debit card for the entire amount. After your purchase, you can claim reimbursement from your HSA/FSA provider by submitting an itemized receipt. Please contact us at support@cradlewise.com to request an itemized receipt for your order.
Accessories not covered by the HSA/FSA card and will be charged to your credit/debit card. When you have accessories in your cart, you will see a split card view with a top and bottom section.
In the top section, you’ll see the items eligible for HSA/FSA coverage. In the bottom section, you’ll see the accessories not covered by the HSA/FSA card and will be charged to your credit/debit card.
In this case, none of the items in your cart may be HSA or FSA eligible. Only AU Baby blankets are eligible for HSA/FSA; all other items are not eligible.
If you continue to be pushed into the ShopPay checkout, we recommend clicking on “Check out as a guest” at the bottom of the checkout page or completing your purchase in an incognito window.
Feel free to reach out to info@aubabyshop.com if you believe there is an error.
If you continue to be pushed into the ShopPay checkout, we recommend clicking on “Check out as a guest” at the bottom of the checkout page or completing your purchase in an incognito window.
Like any credit or debit card, HSA/FSAs can be declined if any of the data from the card is incorrect (number, expiration date, zip code etc). Flex will alert you in checkout if any of these fields is missing or incorrect so you can update them.
The most common reason for rejection of the card is insufficient funds. Reach out to your HSA or FSA provider to verify the amount of money in your account before attempting to complete your purchase again.
Yes, you can still be reimbursed for the expense. Select “Flex | Pay with HSA/FSA” at checkout. Instead of entering your HSA or FSA card, input your regular credit card. Flex will email you an itemized receipt following your purchase. Submit the itemized receipt to your HSA or FSA provider for reimbursement.
Flex has partnered with AU Baby to enable consumers to use their HSA/FSA funds. You can think of Flex as an alternative to payment method, similar to Affirm, Klarna etc.
You can reach out to our support team at info@aubabyshop.com or by calling 1-877-AU-BABY1.